A minimum deposit of $25 is required to open an account. This initial deposit remains in the account for as long as you are a member. Dividends are declared monthly. Statements are mailed quarterly. A minimum of $100 must be in your share account before applying for a loan.

The current rate is a dividend of 1.00% with an APY (Annual Percentage Yield) of 1.00%. Your dividend is based on the average daily balance. If you close your account before the end of the quarter, then no dividend will be paid.